Becoming a foster carer FAQs: Finance & Accommodation

You may have many questions about fostering. Here are some of the most frequently asked...

1. Is my home suitable?

If your home is safe and welcoming and the child has their own bedroom, then it almost certainly is.

2. Do I need to own my own home?

You do not have to own your property to become a Foster Carer. The important thing is that you can provide a secure home environment.

3. Can I afford to foster a child?

When you foster a child, we give you a generous allowance to cover the costs of food, clothing, personal care, pocket money, activities and travel costs.
These payments should not affect any benefits you receive or tax you pay.

We provide guidance on how money should be spent on each child, to ensure that the child has a healthy and balanced upbringing.

The fostering allowance reflects the value we place on our carers. You will find that the allowance means you can fully meet the needs of the foster child as well as assisting you with your own living costs.

As you become more experienced and undergo more training, your allowance increases – and is reviewed.

4. Can I work and foster at the same time?

Ideally, there should be one carer at home on a full time basis.

If your question wasn't answered here, please contact our friendly team who will be more than happy to help.

Start the fostering process


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Call us on:

WESTCLIFF: 01702 344088

COLCHESTER: 01206 986010

(lines open Monday - Friday: 9am - 5pm)

Fostering a child or young person is one of the most important decisions you could make - and you will undoubtedly have a lot of questions - what better way to find out a bit more about it than giving our friendly helpful team a call to discuss the process - many of our team have been through the process themselves so can give you honest advice.

Want some more information? We'll try to answer your questions about fostering


This form collects your data for our records and marketing purposes. For more information on how we use, protect and manage your submitted data, please read our privacy policy.

I consent to you collecting the information provided in this form

Mosaic Foster Care is a Private Ltd Company (reg no 07133494) providing fostering placements for children and young people to age 17.